$910 Social Security Payments September 2024: What Spouses and Retirees Need to Know

If you’re eligible for Social Security spousal benefits, your next payment could be on its way soon. Understanding when and how much you will receive is essential for planning your finances.

This guide will help you navigate the spousal benefits process and the Social Security payment schedule for September.

$910 Social Security Payments September 2024

Spousal benefits are designed to support the spouse of a retired or disabled worker who is already receiving Social Security benefits.

If you are married and your spouse receives these benefits, you may qualify for a payment based on their earnings record.

As of July 2024, the average spousal benefit is $910 per month. However, this is just an average, meaning your actual payment could be higher or lower, depending on your situation. The amount is determined by several factors, including your spouse’s earnings and when they began claiming benefits.

September Social Security Payment Schedule

For retirees and their spouses, knowing the exact payment dates in September is crucial. The Social Security Administration (SSA) has a specific payment schedule based on your date of birth and the type of benefits you receive.

Payment Dates for September 2024

Here’s a breakdown of when you can expect your Social Security payment in September:

1. September 3: If you receive Supplemental Security Income (SSI) and started collecting Social Security benefits before May 1997, you will receive your payment on this date.
2. September 11: If your birthday falls before the 11th of the month, your payment will be deposited on this date.
3. September 18: If your birthday is between the 11th and 20th, expect your payment on this date.
4. September 25: If your birthday is after the 20th, your payment will be deposited on this date.

Special Note for SSI Recipients

SSI payments are typically made on the first of each month. However, if the first falls on a weekend or holiday, the payment is made on the previous business day. For September, SSI recipients will receive their payment on August 30, 2024, since the first of September is a Sunday.

Eligibility for Spousal Benefits

To qualify for spousal benefits, you must meet specific criteria. These benefits can provide significant financial support, so it’s essential to understand the requirements.

Key Requirements

Here are the main criteria to qualify for Social Security spousal benefits:

1. Work Record: Your spouse must have paid enough into Social Security through payroll taxes to qualify for benefits.
2. Age: You must be at least 62 years old to start receiving spousal benefits. If you have a qualifying child under 16 or who receives disability benefits, you may qualify at any age.
3. Eligibility Check: You can check your eligibility by logging into your My Social Security account and downloading a statement. This statement will provide details about your spouse’s benefits and your potential spousal benefits.

Higher Payments for Retirees

While the average spousal benefit is $910, retired workers generally receive higher payments. As of July 2024, the average benefit for retired workers is $1,919 per month.

If a retiree delayed claiming benefits until age 70 and earned the maximum taxable amount during their career, they could receive up to $4,873 per month.

Navigating Social Security spousal benefits and understanding payment schedules are crucial for managing your finances. Whether you’re waiting for your first payment or need to know when to expect your next deposit, staying informed is key.

By meeting the eligibility requirements and keeping track of the payment schedule, you can ensure that you receive the benefits you deserve.

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